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( Previous years: 2008 2007 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994 )

2009 Applicable Federal Rates Top of Page
Most Recent Rates	Adjusted (120%) Rate
November	3.2
October	3.2
September	3.4
August	3.4
July	3.4
June	2.8
May	2.4
April	2.6
March	2.4
February	2.0
January	2.4

2008 Applicable Federal Rates Top of Page
Most Recent Rates	Adjusted (120%) Rate
December	3.4
November	3.6
October	3.8
September	4.2
August	4.2
July	4.2
June	3.8
May	3.2
April	3.4
March	3.6
February	4.2
January	4.4

2007 Applicable Federal Rates Top of Page
Most Recent Rates	Adjusted (120%) Rate
December	5.0
November	5.2
October	5.2
September	5.8
August	6.2
July	6.0
June	5.6
May	5.6
April	5.6
March	5.8
February	5.6
January	5.6

2007 Applicable Federal Rates Top of Page
Most Recent Rates	Adjusted (120%) Rate
December	5.0
November	5.2
October	5.2
September	5.8
August	6.2
July	6.0
June	5.6
May	5.6
April	5.6
March	5.8
February	5.6
January	5.6

2006 Applicable Federal Rates Top of Page
Most Recent Rates	Adjusted (120%) Rate
December	5.8
November	5.6
October	5.8
September	6.0
August	6.2
July	6.0
June	6.0
May	5.8
April	5.6
March	5.4
February	5.2
January	5.4

2005 Applicable Federal Rates Top of Page
Most Recent Rates	Adjusted (120%) Rate
December	5.4
November	5.0
October	5.0
September	5.0
August	4.8
July	4.6
June	4.8
May	5.2
April	5.0
March	4.6
February	4.6
January	4.6

2004 Applicable Federal Rates Top of Page
Most Recent Rates	Adjusted (120%) Rate
December	4.2
November	4.2
October	4.4
September	4.6
August	4.8
July	5.0
June	4.6
May	3.8
April	3.8
March	4.0
February	4.2
January	4.2

2003 Applicable Federal Rates Top of Page
Most Recent Rates	Adjusted (120%) Rate
December	4.2
November	4.0
October	4.4
September	4.2
August	3.2
July	3.0
June	3.6
May	3.8
April	3.6
March	3.8
February	4.0
January	4.2

2002 Applicable Federal Rates Top of Page
Most Recent Rates	Adjusted (120%) Rate
December	4.0
November	3.6
October	4.2
September	4.6
August	5.2
July	5.6
June	5.8
May	6.0
April	5.6
March	5.4
February	5.6
January	5.4

2001 Applicable Federal Rates Top of Page
Most Recent Rates	Adjusted (120%) Rate
December	4.8
November	5.0
October	5.6
September	5.8
August	6.0
July	6.2
June	6.0
May	5.8
April	6.0
March	6.2
February	6.2
January	6.8

2000 Applicable Federal Rates Top of Page
Most Recent Rates	Adjusted (120%) Rate
December	7.0
November	7.2
October	7.4
September	7.6
August	7.6
July	8.0
June	8.0
May	7.8
April	8.0
March	8.2
February	8.0
January	7.4

1999 Applicable Federal Rates Top of Page
Most Recent Rates	Adjusted (120%) Rate
December	7.4
November	7.4
October	7.2
September	7.2
August	7.2
July	7.0
June	6.4
May	6.2
April	6.4
March	5.8
February	5.6
January	5.4

1998 Applicable Federal Rates Top of Page
Most Recent Rates	Adjusted (120%) Rate
December	7.2
November	6.8
October	6.8
September	6.8
August	6.8
July	7.0
June	6.8
May	6.8
April	6.6
March	6.2
February	5.4
January	5.4

1997 Applicable Federal Rates Top of Page
Most Recent Rates	Adjusted (120%) Rate
December	7.4
November	7.6
October	7.8
September	7.8
August	8.2
July	8.2
June	8.0
May	7.6
April	7.6
March	7.6
February	7.4
January	7.2

1996 Applicable Federal Rates Top of Page
Most Recent Rates	Adjusted (120%) Rate
December	6.8
November	6.8
October	6.6
September	7.0
August	7.6
July	8.0
June	8.2
May	8.2
April	8.0
March	8.0
February	8.0
January	7.6

1995 Applicable Federal Rates Top of Page
Most Recent Rates	Adjusted (120%) Rate
December	9.6
November	9.6
October	9.4
September	8.8
August	8.6
July	8.2
June	7.6
May	7.2
April	7.6
March	7.6
February	7.4
January	7.2

1994 Applicable Federal Rates Top of Page
Most Recent Rates	Adjusted (120%) Rate
December	6.4
November	6.4
October	6.4
September	7.0
August	7.8
July	8.4
June	8.2
May	8.4
April	8.4
March	8.6
February	9.0
January	9.4

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